Financial planning for pre-retirees and retirees

After years of building your career and growing your wealth, you’re entering a new phase—one that shifts your focus from accumulation to living fully and safeguarding your financial future. At Theodor Hennessey & Ross in Toronto, we’re here to help you navigate this pivotal stage with confidence.

Retirement is more than financial independence—it’s about having the freedom to enjoy what matters most to you without worrying about your financial security.

Addressing your retirement priorities

  • Planning for a longer life: With increasing life expectancies, your retirement plan needs to stretch further. We’ll create a strategy that ensures your wealth supports you throughout the years ahead.
  • Tax-efficient income strategies: Managing taxes in retirement is essential for protecting your savings. Our team helps you structure withdrawals and investments to minimize tax impacts and maximize your income.
  • Turning savings into sustainable income: Creating a dependable income stream requires thoughtful planning. We’ll design a customized approach that adapts to your evolving lifestyle and financial needs.
  • Creating a meaningful legacy: Whether you want to pass wealth to loved ones or support causes close to your heart, we’ll help you build an estate plan that aligns with your values and priorities.

At Theodor Hennessey & Ross, we’re dedicated to making your retirement years as rewarding as possible. Our personalized strategies give you clarity and control, ensuring your wealth serves your goals and provides lasting peace of mind.

Let us guide you into a future where you feel secure, supported, and free to enjoy everything you’ve worked for.